At CreditLetter.ai, our mission is to make credit repair simple, fast, and accessible for everyone. We help you understand what's hurting your credit, generate professionally written dispute letters tailored to your case, and guide you through the process from start to finish — all in just a few clicks. Our goal is to empower you to reclaim your financial freedom with tools that are smart, secure, and built for real results.
We help you file credit disputes by analyzing your answers or uploaded credit report, then generating the proper dispute letter using AI. You get a preview and can download the final PDF after payment.
We are not a law firm. Our platform automates tools that help you write and send dispute letters under the Fair Credit Reporting Act (FCRA).
Credit report errors, collection accounts, medical bills, unauthorized inquiries, credit card charges, overdraft fees, and more.
Yes. We use encryption and industry-standard security practices to protect your data. We never sell or share your information without consent.
No. Only the last 4 digits are requested — and even that is optional. It simply helps match your identity if you choose to include it.
You can choose to download and send it yourself, or optionally upgrade for us to print and mail it on your behalf.
Yes. If you create an account or sign in during checkout, all purchased letters are saved and available to re-download from your dashboard.
That’s okay! These fields are optional. We’ll still generate a dispute letter using whatever details you can provide.
Yes! You can upload an existing letter or full credit report and we’ll scan it to determine the best action or generate new disputes for you.
CreditLetter.ai speeds up the process with AI-precision, ensures letters are properly formatted and compliant, and reduces the risk of disputes being rejected.